• Loan Amounts up to LKR 5 Million

– Flexible financing for educational needs, home renovations, personal expenses, or debt consolidation.




• Exclusive to Teachers & Education Administrators

– Available for government, semi-government, and private school teachers.




• Affordable Teacher Loan Rates

– Competitive fixed and variable interest rates tailored for teachers.




• Extended Repayment Period

– Loan tenure up to 7 years, ensuring manageable monthly payments.




• Minimal Documentation & Fast Processing

– Simple and streamlined application process.




• Digital Banking Benefits

– Access to DFCC ONE and Online Banking, eStatements, and SMS alerts.




• Zero Hidden Fees

– Transparent terms with no unexpected charges.

• Eligibility:

  • Teachers employed in government, semi-government, or identified private/international schools.

  • Educational administrative service personnel (Grade I, II, III, or Special Grade executives/senior executives).

  • Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances).

  • Confirmed permanent employment with at least 2 years of continuous service.

  • Age between 18 and retirement, and the ability to repay before retirement.

• Required Documents:

  • Completed loan application form.

  • Signed Terms & Conditions.

  • Certified copy of NIC, Passport, or Driving License.

  • Proof of employment (Appointment letter or employer certification).

  • Salary assignment letter issued by the employer (on company letterhead as per DFCC’s format).

  • Latest 3 months of certified salary slips.

  • Written confirmation from 3rd party financial institutions on settlement quantum (if applicable).

• How to Apply:

1.                Complete the application form

2.                Gather all required documents

3.                Visit any DFCC Bank Branch or Apply Online Now

1. Who is eligible for the DFCC Teachers’ Loan?

   • Teachers employed in government, semi-government, and private international schools.

   • Education administrative service personnel (Grade I, II, III, or Special Grade executives).

2. What is the maximum loan amount I can apply for?

   • Up to LKR 5 million, depending on eligibility. Minimum is LKR 100,000/-

3. What is the maximum repayment period?

   • 7 years, but the loan must be fully repaid before the borrower’s retirement.

4. Can I apply for this loan online?

   • You can apply in person or online, whichever is convenient for you. Just make sure have completed the application form and gathered all necessary documents to avoid delays.

5. What documents are required for loan approval?

   • Application form, NIC copy, salary slips, employer certification, and salary assignment letter.

6. Are early settlements allowed?

   • Yes, early settlements are allowed, subject to applicable prepayment terms.

 Apply for a DFCC Teachers’ Loan Today

• DFCC Personal Loan

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• Personal Loan Calculator

• DFCC Branch Locator

• Teachers’ Loan Application Form

• Terms & Conditions