Exclusive Savings & Current Accounts

• Open any savings account of your choice with zero balance (to be funded within 30 days).

• Current accounts with waived initial deposit and minimum balance requirements.

• Account sweeping facilities for enhanced financial flexibility.

DFCC Pinnacle Debit Card

• Complimentary branded Debit Card for lifetime use.

• Increased daily transaction limits:

  • POS limit: Rs. 500,000.

  • Withdrawal limit: Rs. 300,000.

• Free ATM withdrawals at any DFCC Bank or LankaPay ATMs island-wide.

DFCC Pinnacle World Mastercard

• Lifetime free Credit Card with exclusive privileges:

  • 1% cashback on every spend.

  • Additional 2% cashback on fuel, utility, dining, travel, and overseas spends.

  • Easy Payment Plans at 0% interest:

    • 6 months for Rs. 50,000–200,000.

    • 12 months for Rs. 200,000–2,000,000.
      (Excludes fuel, cash advances, casinos, and gambling transactions.)

• Complimentary Travel Insurance and four annual airport lounge visits via Priority Pass.

• Global Concierge Services and Mastercard Priceless benefits.

Digital Banking Facilities

• Free access to DFCC ONE and Online Banking.

• Free SMS alerts and eStatements.

• Utility bill payments without service charges.

Exclusive Lifestyle & Financial Privileges

• Special dining, travel, and lifestyle offers year-round.

• Preferential credit card interest rates and transaction alerts.

• Margin trading facilities and boardroom access.

• Access to Mastercard Global Data Roaming and Flight Delay Pass services.

Dedicated Relationship Management

• Enjoy personalised service from a dedicated Relationship Manager who understands your unique financial needs.

24/7 Pinnacle Call Centre

• Round-the-clock support via a dedicated hotline: 011-2350011.

What is DFCC Pinnacle?
DFCC Pinnacle is our most exclusive personalized banking proposition offering personalised relationship management, premium bespoke financial solutions, and luxury lifestyle benefits.

What are the benefits of the Pinnacle World Mastercard?

• 1% cashback on every spend.

• 2% additional cashback on fuel, utility, dining, travel, and overseas spends.

• Access to global lounges, concierge services, and Mastercard Priceless offers.

What makes DFCC Pinnacle different from other banking services?
Pinnacle offers dedicated relationship managers, customised financial solutions, and exclusive benefits, including preferential private banking loans, global travel services, and premium lifestyle privileges.

What is the Easy Payment Plan (EPP) structure for the Pinnacle Credit Card?

• 0% interest for 6 months on transactions between Rs. 50,000 and Rs. 200,000.

• 0% interest for 12 months on transactions between Rs. 200,000 and Rs. 2,000,000.

Can I qualify for Pinnacle if my spouse meets the deposit criteria?
Yes, you can qualify under the family portfolio scheme if your spouse holds deposits exceeding Rs. 5,000,000.