Life

Insurance

DFCC Bank has exclusively partnered with AIA Insurance Sri Lanka (AIA) to offer Life Insurance related products to the bank customers.

Life Insurance

Comprehensive Life Protection & Financial Security with DFCC Bancassurance

DFCC Bancassurance, in partnership with AIA Insurance Sri Lanka, offers a range of life insurance solutions tailored to secure your future and provide financial stability for your loved ones.

Profile Image

AIA Easy Pensions Plus
  • Customisable Life Insurance Plans – Choose coverage based on your needs

  • Retirement Planning – Secure your financial independence in later years

  • Savings & Wealth Management – Build and protect wealth for the future

  • Health & Critical Illness Coverage – Protect against medical emergencies

  • Family Security – Provide financial protection for your loved ones

  • Hassle-Free Claims – AIA’s dedicated service ensures smooth claim processing

Category

Plan Options & Coverage

Retirement Planning

AIA Easy Pensions Plus – Flexible pension options, life & accident benefits, critical illness cover, and emergency fund withdrawals.
AIA Smart Pensions Plus – Guaranteed increasing retirement income, loyalty rewards, and optional health & disability benefits.

Protection

AIA Super Protector – Life cover up to LKR 500 million, increasing family income, and optional benefits including accident, disability, and critical illness coverage.

Savings & Wealth Management

AIA Education Plan – Secure your child’s education with growing funds, loyalty rewards, and life insurance benefits.
AIA Smart Wealth – A savings plan that combines wealth creation, life insurance, and emergency fund flexibility.

Health & Critical Illness

AIA Health Protector – Global medical coverage up to LKR 50 million, daily cash benefits, maternity, and surgical coverage.
AIA Suwa Diriya – Critical illness plan covering heart disease, cancer, kidney failure, and stroke with recovery benefits and premium waivers.

Retirement Planning

AIA Easy Pensions Plus

  • Choose from six pension packages

  • Receive the maturity benefit as a lump sum, monthly pension, or a combination of both

  • Loyalty Reward of up to 800% of Annualised Basic Premium

  • Life Benefit & Accident Benefit for financial security

  • Premium Protection – AIA covers your policy payments in case of disability or death

  • Critical Illness Coverage for 22 major illnesses

  • Emergency fund access with up to 15% early withdrawals

AIA Smart Pensions Plus

  • Guaranteed increasing retirement income to counter inflation

  • Loyalty Reward up to 1,650% of annual premium

  • Choose to receive funds as a lump sum, monthly pension, or combination

  • Life & Disability Benefits with increasing family income protection

  • Health & Accident Benefits available as optional add-ons

Protection

AIA Super Protector

  • Flexible Life Benefit from LKR 1 million to LKR 500 million

  • 5% annual increase on Life Benefit until policy term ends

  • Premium refund if no claims are made

  • Customisable options – Accident Death, Permanent Disability, Critical Illness, and Family Income Benefits

Savings & Wealth Management

AIA Education Plan

  • Secure your child’s education with a dividend-earning fund

  • Loyalty Rewards up to 400% of Annual Basic Premium

  • Protection in case of death or disability

  • Flexible payment plans – Monthly, Quarterly, Half-Yearly, or Annually

AIA Smart Wealth

  • Short-term payments for long-term protection

  • Guaranteed annual dividend growth

  • Receive funds as a lump sum, monthly income, or hybrid payout

  • Loyalty Rewards at 15 and 20 years for long-term policyholders

  • Life Cover up to 50x annual premium

  • Additional benefits including Accident Cover & Premium Protection

Health & Critical Illness

AIA Health Protector

  • Worldwide medical coverage up to LKR 50 million

  • Cashless hospitalisation in over 60 hospitals in Sri Lanka & overseas

  • Coverage for 37 critical illnesses, including cancer & heart disease

  • Daily hospital cash benefits up to LKR 20,000 per day

  • Ayurvedic, dental, maternity, and wellness benefits

  • Emergency fund withdrawals up to 15%

AIA Suwa Diriya

  • Comprehensive Critical Illness Coverage for heart disease, cancer, stroke & kidney failure

  • Early-stage coverage for minor heart issues & early-stage cancer

  • Recovery Benefits – Monthly income during post-illness recovery

  • Premium Waivers – No premium payments required after a claim

  • Individuals aged 19–61 years (varies by policy type)

  • Maximum maturity ages range from 70–76 years

  1. Choose your insurance plan – Select from life or general insurance

  2. Visit your nearest DFCC branch to discuss options or call us 24/7 on 011-2350000

  3. Submit your application & required documents

  4. Start enjoying comprehensive insurance coverage

  1. Why should I get life insurance through DFCC Bancassurance?
    DFCC partners with AIA to offer comprehensive plans tailored to retirement, savings, and health protection, ensuring financial security for individuals and families.

  2. Can I customise my life insurance plan?
    Yes, policies offer flexible options for coverage, pension benefits, and critical illness protection based on your financial needs.

  1. What is the difference between AIA Easy Pensions Plus and AIA Smart Pensions Plus?
    Easy Pensions Plus offers a basic pension plan, while Smart Pensions Plus provides an increasing retirement income with additional benefits.

  2. Does the life insurance cover medical expenses?
    Yes, AIA Health Protector provides worldwide medical coverage, daily hospital cash benefits, and a health fund at maturity.

  3. How do I make an insurance claim?
    AIA ensures a hassle-free claims process, providing full support for policyholders and beneficiaries.

  • Application forms and terms & conditions

Interested to Know more
Submit your inquiry now

One of our team members will reply within one business day. If inquiry is made during
non-banking hours, our team member will get in touch on the next working day.

Your privacy is important to us. Please do not include account numbers or other confidential information.

Group 291

Check Our Credit Cards Promotions


Click to View
Group 291 (1)

Compare Our Credit Cards


Click to View
Group 292

Give Us a call on

011-2350000

we are on 24/7 service