• Exclusive to IESL Members

  – Tailor-made for professional engineers in Sri Lanka.

• Flexible Loan Amounts

  – Based on salary, fixed allowances, and private practice income.

• Extended Repayment Period

  – Up to 7 years of equal monthly instalments for manageable payments./p>

• Quick Processing

  – Fast-tracked loan approvals with minimal documentation.

• Digital Banking

  – Access to DFCC ONE and Online Banking, free eStatements and SMS Alerts.

• Preferential Interest Rates

  – Special IESL loan interest rate with competitive terms.

• Alternative Income Considered

  – Earnings from private practice and other verifiable sources accepted.

• Eligibility:

  • Members of the Institute of Engineers Sri Lanka (IESL).

  • Aged between 18 and retirement, with ability to repay in full before retirement.

  • Minimum 6 months of total employment or engagement in private professional practice.

  • Minimum monthly income of LKR 50,000 (Basic + Fixed Allowances + Variable Allowances).

• Required Documents:

  • Completed loan application form.

  • Signed Terms & Conditions.

  • Certified copy of National Identity Card, Driver’s License, or Passport.

  • Salary Assignment – Letter of undertaking from the employer using DFCC's prescribed format or confirmed Standing Order.

  • IESL Membership Identification – Proof of membership in the Institute of Engineers Sri Lanka.

  • Proof of Private Practice Income – Letter of undertaking from the applicant confirming that private practice earnings will be routed through DFCC.

  • Latest Salary Slip (Original/Certified Copy).

• How to Apply:

  • Complete the application form

  • Gather all required documents

  • Visit any DFCC Bank Branch or Apply Online Now

  • Call us 24/7 on and we’ll send a representative to you

1. Who is eligible for the DFCC IESL Loan?

   • Members of the Institute of Engineers Sri Lanka (IESL) with 6 months of employment or private practice.

2. What is the repayment tenure?

   • Up to 7 years, ensuring flexible and manageable equal monthly instalments.

3. Do I need to assign my salary to DFCC?

   • Yes, a salary assignment letter or a confirmed Standing Order is required.

4. Can my private practice income be considered?

   • Yes, provided that it is routed through DFCC Bank.

5. What additional income sources can be considered?

   • Rental income, lease income, and verified business income, subject to supporting documentation.

6. What is the loan approval process duration?

   • If all documents are submitted, approvals can take 5-10 business days.

7. Can I apply for the loan online?

   • You can apply in person or online, whichever is convenient for you. Just make sure have completed the application form and gathered all necessary documents to avoid delays.

Apply for the DFCC IESL Loan Today

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