• Loan Amounts from LKR 100,000 to LKR 5 Million – Ideal for financing any personal or professional needs.

• Flexible Repayment Options – Initially up to ten years, with an option for a Rollover Loan (total up to 15 years).

• Special Rollover Facility – Extend repayments beyond retirement, with final settlement by the age of 75 years.

• Affordable Repayment Plans – Salary-based repayment ensures ease of financial management.

• Exclusive for Government Employees – Designed for permanent, confirmed public sector workers.

• Fast Loan Approvals – Minimal paperwork for a hassle-free application process.

• Eligibility:

  • Must be a confirmed, permanent government employee in Sri Lanka.

  • Minimum monthly salary of LKR 50,000 (subject to salary assignment).

  • Retirement date must be within 10 years from the loan application date.

• Required Documents:

  • Completed Hybrid Loan application form.

  • Signed Terms & Conditions.

  • Certified copy of National ID, Driving License, or Passport.

  • Latest 3 months' salary slips (original or certified copy).

  • Employer-issued salary assignment letter.

  • Annexure 01 (completed and submitted).

• How to Apply:

  • Complete the application form

  • Gather all required documents

  • Visit any DFCC Bank Branch or Apply Online Now

• DFCC Garusaru Personal Loan

• DFCC One Loan

• DFCC Home Loan

• Personal Loan Calculator

• DFCC Branch Locator

• Hybrid Loan Application Form

• Terms & Conditions

1. Who is eligible for the DFCC Hybrid Personal Loan?

   • Permanent, confirmed government employees earning at least LKR 50,000 per month.

   • Applicants must have a retirement date within 10 years from the loan application date.

2. What is the maximum loan amount I can apply for?

   • The loan amount ranges from LKR 100,000 to LKR 5,000,000.

3. What are the repayment options?

   • Initial Loan: Maximum of 10 years, with repayment ending at retirement.

   • Rollover Loan: Extended tenure of up to a total of 15 years, but repayment must be completed before age 75.

4. Can I apply for the loan online?

   • You can apply in person or online, whichever is convenient for you. Just make sure have completed the application form and gathered all necessary documents to avoid delays.

5. What documents are required?

   • Completed loan application form.

   • National ID, Driving License, or Passport.

   • Latest 3 months’ salary slips.

   • Salary assignment letter from employer.

   • Annexure 01 (filled and submitted).

Apply for a DFCC Hybrid Personal Loan Today