1. Exclusive Premium Loan Scheme – Designed for high-net-worth individuals with fixed incomes and professionals.

2. Flexible Loan Tenure – Repayment period of up to 8 years with fixed monthly instalments.

3. Competitive Interest Rates – Special preferential interest rates for Pinnacle clients.

4. Tailored Eligibility Criteria – Customised loan structures for salaried professionals and self-employed individuals.

5. Hassle-Free Processing – Fast approvals and minimal documentation.

6. Seamless Digital Access – Manage loans via DFCC ONE, online banking, and eStatements.

7. Dedicated Relationship Support – Priority premium loan and other assistance from Pinnacle banking experts.

• To qualify for a DFCC Pinnacle Premium Loan, applicants must meet the following criteria:

  For Salaried Professionals

  • Minimum net monthly salary of LKR 500,000/-, remitted to a DFCC account.

  • Confirmed employment with a minimum of 1 year in service.

  • Loan repayment must be completed before the official retirement age.

  For Self-Employed Professionals

  • Minimum 1 year of professional practice in a recognised field.

  • Monthly income deposit of LKR 450,000/- or more into a DFCC Bank account.

  • Loan repayment must be completed before the age of 60.

  Loan Repayment

  • Maximum loan tenure: Up to 8 years.

  • Equated Monthly Instalments (EMI): Fixed capital + interest payments for predictable budgeting.

  • Interest Rates: Preferential rates exclusively for Pinnacle clients.

  Use our Personal Loan Calculator to estimate your repayments.

• Complete the application form

• Gather all required documents

• Visit the DFCC Pinnacle Centre or any branch or Apply Online Now

• Call us 24/7 on 011-2350000 and we’ll send a representative to you

• Duly completed loan application form.

• Signed Terms & Conditions agreement.

• Assignment over salary letter (Employer-issued, DFCC format).

• For self-employed professionals: A written commitment to remit a minimum monthly deposit of LKR 450,000/- to DFCC.

• Valid identification – National Identity Card, Driver’s License, or Passport.

• Latest salary slip (original or certified copy).

Pinnacle members enjoy seamless digital banking facilities for easy loan management:

• DFCC ONE Mobile Banking – View loan details and make payments.

• Online Banking – Secure and convenient access to all accounts.

• eStatements & SMS Alerts – Stay updated on repayments and transactions.

• Chip-Based PayWave Enabled Debit Card – Effortless transactions worldwide.

Our Pinnacle Relationship Managers are available to assist you at every step:

Western Province

Amila Fernando – 0776 371443
Samitha Jayathilake – 0771 798854

Sabaragamuwa Province

Gayan Perera – 0756 832871

Southern Province

Thushara Ketakumbura – 0766 607580
Sameera Silva – 0778 220822

Central Province

Rasika Rathnayake – 0773 620526
Saumya Herath – 0777 930376

North Western Province

Wajira Ranasinghe – 0777 111882

North Central / Eastern Provinces

Ayesh Peiris – 0777 943711

Northern Province

Kajananasarama – 0773 068976

Check the latest interest rates for DFCC Pinnacle Loans here.

• DFCC Pinnacle Loan Terms & Conditions