• Loan for Local & Overseas Education

– Covers tuition fees and related expenses.




• Flexible Loan Amounts

– Based on course requirements and repayment capacity.




• Long Repayment Period

– Up to 10 years of equal monthly instalments for manageable payments.




• Age Flexibility

– Available for students, professionals, and those pursuing higher education.




• Preferential Interest Rates

– Competitive financing for education loans in Sri Lanka.




• Quick Processing & Disbursed Directly

– Minimal documentation and fast approvals, and loans can be disbursed directly to the educational institution.




• Digital Banking

– Manage payments easily with access to DFCC ONE and Online Banking, free eStatements and SMS Alerts

• Eligibility:

  • Students pursuing local or overseas education.

  • Up to 55 years of age (60 years with employer confirmation).

  • Up to 60 years of age for professionals in private practice.

  • Minimum monthly income of LKR 100,000 (Basic + Fixed Allowances).

• Required Documents:

  • Completed loan application form.

  • Certified copy of National Identity Card, Driver’s License, or Passport.

  • Proof of income – Salary slips for the last 3 months or income details from private practice.

  • Course Details & Fee Structure – Letter issued by the educational institution confirming course fees.

  • Salary Assignment – Letter of undertaking from employer as per DFCC’s prescribed format.

  • Property Documents – If the loan is backed by a mortgage, title deeds and relevant local authority documents.

• How to Apply:

  • Complete the application form

  • Gather all required documents

  • Visit any DFCC Bank Branch or Apply Online Now

1. Who is eligible for the DFCC Education Loan?

   • Students, professionals, and individuals up to 60 years pursuing local or overseas study programmes.

2. What expenses does the loan cover?

   • Tuition fees, course materials, registration fees, and other educational expenses.

3. How long is the repayment period?

   • Up to 10 years of equal monthly instalments for manageable payments.

4. Do I need to provide collateral?

   • Not necessarily. But if backed by a mortgage, property documents are required.

5. How is the loan disbursed?

   • The loan is directly paid to the educational institution.

6. Can self-employed individuals apply?

   • Yes, private practice income is considered with supporting documentation.

7. How long does loan approval take?

   • If all documents are submitted correctly, approval takes 5-10 business days.

8. Can I apply for the loan online?

   • You can apply in person or online, whichever is convenient for you. Just make sure have completed the application form and gathered all necessary documents to avoid delays.

Apply for the DFCC Education Loan Today

• DFCC Personal Loan for Self-Employed Professionals

• DFCC One Loan (Debt Consolidation)

• DFCC Housing Loan

• Loan Calculator

• DFCC Branch Locator

• Education Loan Application Form

• Terms & Conditions