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NRFC/RFC/RNNFC/NRNNFC/FCAIPSE – Employee accounts have been re-designated as PFCA.
The Personal Foreign Currency Account in Sri Lanka (PFCA) allows individuals to safeguard and grow their foreign currency earnings while enjoying attractive interest rates. Whether you earn foreign currency abroad or locally, this is one of the types of foreign currency accounts in Sri Lanka that can help individuals to invest, save, and manage their FCY funds efficiently.
Earn interest in foreign currency with attractive rates.
Hold and transact in multiple foreign currencies, including USD, GBP, EUR, JPY, and more.
Access funds 24/7 via DFCC ONE & Online Banking and Visa ATMs worldwide.
Foreign currency withdrawals up to USD 5,000 (or equivalent) for travel.
Easy fund transfers between PFCA, BFCA, and Offshore Banking accounts.
Enjoy debit and credit card facilities for transactions in foreign currency.
Special interest rates for PFCA fixed deposits.
PFCA accounts can be opened by:
Sri Lankan nationals, including minors.
Individuals of Sri Lankan origin residing overseas.
Non-nationals residing in Sri Lanka, including minors.
Non-nationals on temporary visits to Sri Lanka.
Executors or administrators of a deceased estate, where the deceased held a PFCA.
Transaction Type | Details |
Permitted Credits | - Inward remittances from abroad. |
Permitted Debits | - Outward remittances, as allowed by regulations. |
Account Type | Features |
Savings Account | Secure and flexible way to hold and grow foreign currency earnings. |
Current Account (Without Cheque Facility) | Enables seamless transactions and fund management. |
Term Deposits | Earn higher returns with special interest rates on PFCA fixed deposits. |
Complete the application form
Gather all required documents (Valid ID, Proof of Residence, Proof of Source of Funds (if applicable))
Visit any DFCC Bank Branch or Apply Online Now
1. Who can open a PFCA?
Any Sri Lankan national, non-national resident, or individual of Sri Lankan origin residing overseas is eligible to open a PFCA.
2. What currencies can I hold in my PFCA?
PFCA accounts can be maintained in USD, GBP, EUR, JPY, and other designated foreign currencies.
3. Can I withdraw foreign currency from my PFCA?
Yes, foreign currency withdrawals up to USD 5,000 (or equivalent) for travel are permitted.
4. Can I transfer funds from my PFCA to other foreign currency accounts?
Yes, funds can be transferred between PFCA, BFCA, Offshore Banking Accounts, and Inward Investment Accounts (IIA), subject to regulations.
5. What are the benefits of PFCA term deposits?
PFCA term deposits offer higher interest rates, allowing you to grow your foreign currency savings.
Business Foreign Currency Account (BFCA)
Outward Investment Account (OIA)
Capital Transaction Rupee Account (CTRA)
PFCA Account Opening Form
Terms & Conditions
One of our team members will reply within one business day. If inquiry is made during
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