• Working Capital Solutions – Overdrafts, trade finance, and money market facilities to ensure liquidity for day-to-day operations.

• Corporate Lending & Project Financing – Term loans, working capital loans, and offshore funding for expansion and long-term business growth.

• Treasury & Risk Management – Foreign currency forward contracts and investment solutions to hedge against currency volatility.

• Corporate Credit Cards – Manage business expenses efficiently with dedicated credit facilities for corporate employees.

• Leasing for Asset Acquisition – Financing options for purchasing business assets, including vehicles and equipment.

• Customised Deposit & Investment Solutions – Flexible savings, fixed deposits, and call deposit options for optimising surplus funds.

• Trade & Guarantee Services – Import/export financing, letters of credit, and performance guarantees to support global business transactions.

• Overdrafts

DFCC Bank provides overdraft facilities to meet immediate working capital needs, available in both LKR and USD, with access through cheque issuance, request letters, or DFCC iConnect.

• Money Market Facilities

Designed for businesses with short-term financing requirements, these facilities provide liquidity for periods ranging from 1 week to 3 months, with rates based on prevailing market conditions.

• Import & Export Financing

A complete suite of trade finance solutions, including Letters of Credit (LCs), acceptance facilities, import/export loans, availization facilities, and shipping guarantees to facilitate international trade.

• Guarantee Facilities

DFCC Bank issues Bid Bonds, Performance Bonds, and Credit Guarantees for both local and international transactions, ensuring businesses can fulfil contract obligations with confidence.

• Foreign Currency Forward Contracts

Mitigate exchange rate risk with forward contracts, allowing businesses to lock in future currency exchange rates for stability in financial planning.

• Working Capital Loans

DFCC Bank provides permanent working capital financing to help businesses manage cash flow efficiently.

• Corporate Loans

Structured financing solutions to support complex corporate funding needs, including balance sheet restructuring and acquisitions.

• Project Loans

Long-term financing for strategic investments such as capacity expansions, diversification, and greenfield projects.

• Offshore Loans

Funding solutions for businesses expanding beyond Sri Lanka, facilitating overseas project financing.

• Concessionary Loans

Special loan schemes with subsidised interest rates and refinance facilities to support businesses in priority sectors.

• Leasing & Asset Financing

DFCC Bank offers corporate leasing solutions for businesses acquiring fixed assets, including machinery, equipment, and commercial vehicles, enabling efficient capital allocation.

• Current Accounts

Corporate current accounts facilitate seamless business transactions, including cash cheque deposits, payments, and withdrawals. Available in LKR and USD, with accessibility through DFCC iConnect – our award-winning cash management and digital payments platform, which offers seamless integration with corporate ERP systems.

• Savings Accounts

Earn interest on idle funds with daily interest calculations. DFCC’s Xtreme Saver offers up to 9% on LKR deposits and 4% on USD deposits, with no withdrawal restrictions.

• Fixed Deposits

Ideal for businesses seeking stable returns, DFCC Bank offers fixed deposits ranging from 1 month to 10 years, with competitive interest rates.

• Call Deposits

Short-term deposit solutions with flexible withdrawal options, typically for 7-day tenures, providing liquidity while earning interest.

• Repo Deposits

Secure investment options backed by Treasury Bills, Bonds, or Corporate Debentures, offering stability and structured returns.

• Corporate Credit Cards

DFCC’s Corporate Credit Cards provide financial flexibility, allowing businesses to allocate expense allowances for employees while ensuring transparent expense tracking and settlement processes.

• Business Banking Solutions

• Corporate Credit Cards

• DFCC iConnect

• Exchange Rates

• Treasury Bills

• Treasury Bonds