Getting your DFCC World Mastercard is simple and straightforward. Follow these steps:

1. Check Eligibility
   Make sure you meet the minimum criteria for eligibility – a monthly gross income (salary, professional fees, and or self-employment income) exceeding Rs. 300,000/-, being over 18 years of age, and resident in Sri Lanka.

2. Submit Documents
   Provide your valid ID, proof of residence, and proof of income (payslips/statements/audited financials depending on your individual circumstances).

3. Apply Online or In-Branch
   Complete your application through our website or by visiting any DFCC Bank branch for personalised assistance.

With DFCC Bank’s wide array of channels for payments for Mastercard in Sri Lanka, you will never need to worry about your card payments again. Simply use any of the following methods to pay:

• Cash payments at any DFCC Bank Branch, ATM or CRM.

• Crossed Cheques drawn in favour of “DFCC Bank”, deposited at any DFCC Bank Branch (subject to realisation). Please use the following format when drawing cheques – “Pay DFCC Bank PLC O/A Your Name A/C Your Card Number” – and note that Cash/3rd Party cheques are not accepted.

•  Standing Instructions that can be set up conveniently online or in person to settle between 5% and 100% of your card outstanding each month.

•  Digital funds transfers from DFCC Online Banking and or DFCC One mobile banking App.

•  CEFTS funds transfers from any bank account in Sri Lanka.

With the DFCC World Mastercard, you unlock a lifestyle of unmatched luxury and convenience. Take the first step towards experiencing the exceptional benefits by applying today.

Related Links

• DFCC Cards Overview

• Credit Card Offers

• Apply for a Credit Card

1. What are the eligibility criteria for the DFCC World Mastercard?
Applicants must have a minimum monthly gross income of LKR 300,000 or above.

2. What is the starting credit limit for the DFCC World Mastercard?
The starting credit limit is LKR 500,000 or higher.

3. What documents are required for application?
For salaried individuals:

• Completed application form.

• Valid NIC, EIC, or Passport.

• Latest three months' salary slips.

• Employment confirmation letter.

For self-employed individuals:

• Audited/management financials or six months' bank statements.

4. What cashback benefits are offered?

• Earn 1.5% cashback on overseas spending.

• Earn 1% cashback on local spending.

5. What is the Lounge Key benefit?
The card provides access to over 900 airport lounges worldwide with one free visit per year.

6. Are there any travel-related insurance benefits?
Yes, the card offers complimentary travel insurance and emergency medical expense cover of up to USD 60,000 when you purchase a return air ticket using the card.

7. What is the Loan-on-Card feature?
You can take a cash advance of up to 75% of your credit limit and pay it back in installments over a period of up to 60 months.

8. What are the Easy Payment Plans available?
Enjoy 0% interest Easy Payment Plans for up to 24 months on travel, furniture, electronics, and home appliances at selected merchants.

9. How can I settle my credit card balance?

• Cash or cheque payments at DFCC Bank branches.

• Standing instructions from DFCC Bank accounts.

• Transfers via the DFCC ONE, DFCC Online Banking, ATMs/CRMs, or CEFTS transfers from other banks.

10. What is the Ceylinco-DFCC Ananthaya Insurance Scheme?
This scheme ensures that in the event of serious illness, disability, or death, your credit card balance is covered, reducing financial stress on your loved ones.