• Minimum deposit – LKR 10,000 (No Maximum)

• Flexible interest payment options – monthly, quarterly, bi-annually, annually, or at maturity.

• Available in multiple currencies – Fixed deposits can be opened in LKR, USD, and other major foreign currencies.

• High interest rates – DFCC offers some of the best fixed deposit rates in Sri Lanka.

• Use as collateral – Fixed deposits can be pledged as security for loans and overdraft facilities.

• Preferential rates – Specially negotiated interest rates for large deposits.

DFCC Bank offers some of the highest fixed deposit rates in Sri Lanka, ensuring maximum returns on your savings.

Special interest rates for:

• Senior Citizens

• High Value Deposits

See up-to-date Interest Rates

• Individuals above 18 years of age

• Businesses and entities

1. Visit your nearest branch or Apply Online now

2. Submit your application and make your deposit

• National Identity Card (NIC), Passport, or Driver’s License

• Proof of address (if applicable)

• For businesses: business registration and all related documents

Stay up to date on your deposits with:

• DFCC ONE

• Online Banking

• E-Statements

• SMS Alerts

1. What is the minimum deposit required to open a DFCC Fixed Deposit?
A minimum deposit of LKR 10,000 is required.

2. Can I open a fixed deposit in foreign currency?
Yes, DFCC Fixed Deposits can be opened in LKR, USD, and other designated currencies.

3. Can I withdraw my fixed deposit before maturity?
Yes, but early withdrawals may be subject to a penalty or adjusted interest rates.

4. Can I use my fixed deposit as collateral for a loan?
Yes, DFCC Fixed Deposits can be used as security for loans and overdraft facilities.

5. How do I check the latest interest rates?
See our Rates & Tariffs.

• DFCC Green Deposits

• DFCC Savings Accounts

• DFCC Investment Planner

• Fixed Deposit Application Form

• Terms & Conditions

• Fixed Deposit Interest Rate Sheet