DFCC

Online Banking

DFCC Online Banking enables you to perform a host of banking functions at the comfort of your home or office around the clock.

A Secure, Fast, and Convenient Digital Banking Solution

DFCC’s digital banking solutions give you complete control over your finances, offering a range of convenient digital banking services that allow you to manage your accounts anytime, anywhere. Whether you need to transfer funds, pay bills, open savings or fixed deposit accounts, or monitor your transactions, DFCC ONE is widely known as the best digital banking app in Sri Lanka, ensuring secure, efficient, and hassle-free banking at your fingertips. DFCC Online Banking takes this a step further providing a feature-rich desktop experience

DFCC Personal Digital Banking Key Features & Benefits

360° Account Access – View and control balances, transactions, and statements for your entire DFCC banking portfolio.
Real-Time Fund Transfers – Transfer funds instantly between DFCC and other bank accounts via CEFTS and SLIPS.
Bill Payments – Pay utility bills, insurance premiums, and statutory payments online.
Hassle-Free Account Opening – Open savings and fixed deposit accounts online and earn 0.5% extra interest for FD accounts.
Credit Card Management – Block, check, and manage your credit card transactions with ease.
Secure Self-Service Banking – Schedule transactions, download receipts, and request cheque books online.
High Transaction Limits – Transfer up to Rs. 10 million per day with Rs. 5 million per transaction.

DFCC Personal Digital Banking Services

Service	Key Features	Best For
DFCC ONE (Mobile App)	- Manage accounts & transactions on the go - Real-time fund transfers & bill payments - Secure login with biometrics - Quick balance check without logging in -Open accounts, manage credit cards, and request services - High transaction limits & secure transfers - Advanced self-service options	Customers looking for a fast, intuitive, and mobile-first banking experience – DFCC ONE provides access to all of DFCC Bank’s digital banking services
DFCC Online Banking	- Full-featured online banking via desktop - Open accounts, manage credit cards, and request services - High transaction limits & secure transfers - Advanced self-service options	Customers who prefer a comprehensive desktop/app-less banking platform with detailed financial management tools
DFCC Alerts	- Instant SMS & email notifications for transactions - Real-time updates on account balances & card transactions - Trade alerts & corporate banking notifications	Customers who want real-time updates and enhanced transaction monitoring

Comprehensive Overview of Digital Banking Services

Account Management
- View account details, balances, and transaction history.
- Download statements and portfolio details.
- Access loan, lease, and credit card details in one place.
Fund Transfers & Payments
- Instantly transfer funds between your DFCC accounts.
- Real-time transfers to third-party DFCC Bank accounts.
- CEFTS & SLIPS Transfers to any bank in Sri Lanka.
- Utility Bill Payments – Pay Dialog, Mobitel, SLT, CEB, LECO, National Water Supply, and leading insurance premiums.
- Tax & Government Payments – Pay IRD, EPF, and other government dues online.
Online Account Opening & Fixed Deposits
- Open Savings & Fixed Deposit accounts online.
- 0.5% extra interest rate for Fixed Deposits opened via online banking.
- Open goal-setting savings accounts to automate savings toward financial goals.
Credit Card Management
- Block and unblock credit cards instantly.
- Update travel notifications for overseas usage.
- Convert transactions to easy payment plans.
- Check card statements, unbilled transactions, and credit limits.
Self-Service Banking
- Schedule future transactions or set up standing orders.
- Request cheque books or place stop payments.
- Set up custom alerts for transactions and payments.
- Secure messaging – Communicate with DFCC Bank for banking inquiries.
- Download your Advance Income Tax Certificate instantly.
Online Banking Transaction Limits
Per Day Limit (Cumulative)
Per Transaction Limit
Rs. 10,000,000
Rs. 5,000,000
If you need to increase your daily transfer limit, you can request it via the online banking inbox.

How to Get Started

Existing Customers – Call 0112 350000 to activate online banking.
New Customers – Opt-in for Online Banking during account opening.
Login Details – You will receive a temporary User ID & password via email and SMS.
First-Time Login – Use the temporary credentials and set up your preferred User ID & password.

Frequently Asked Questions (FAQs)

1. Is there a registration or annual fee for Online Banking?

Yes, an annual subscription fee is applicable. Please see our Rates & Tariffs.

2. How do I receive my login credentials?

You will receive your temporary User ID and password via your registered email and mobile number.

3. Can I change my Online Banking User ID and password?

Yes, after your first login, you will be prompted to create your own preferred User ID & password.

4. What should I do if I forget my password?

You can reset your password using the ‘Forgot Password’ option on the Online Banking login page or contact the DFCC Call Centre.

5. What transactions can I perform through DFCC Online Banking?

Check balances & statements
Fund transfers (within DFCC & to other banks)
Pay utility & government bills
Manage credit cards & set standing orders
Block/unblock cards & request cheque books

6. Can I apply for new accounts online?

Yes, you can open savings and fixed deposits online. Fixed deposits opened via Online Banking qualify for 0.5% extra interest.

7. How do I pay my DFCC credit card bill through Online Banking?

You can pay your credit card bill instantly using fund transfers from your DFCC account.

8. Is DFCC Online Banking secure?

Yes, DFCC Online Banking uses multi-layer security measures, including encrypted login authentication and secure fund transfers.

Terms & Conditions

Click here to read the DFCC Online Banking Terms & Conditions.

Related Digital Banking Services

Downloads

DFCC Online Banking User Guide (PDF)
DFCC Online Banking Registration Form (PDF)
Rates & Tariffs

Inquire Now

Interested to Know more
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One of our team members will reply within one business day. If inquiry is made during
non-banking hours, our team member will get in touch on the next working day.

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