Personal Loans

Choose from our range of Savings Accounts to maintain your daily or monthly savings with attractive interest rates.

DFCC
Personal Loans

DFCC Personal
Loan

Personal Loan
for Self
Employed

Personal Loans
for Member
of GMOA

Professional Loans
for Member
of IESL

DFCC Educational
Loans

DFCC One
loan

DFCC Teacher's
Loan

DFCC Ethera
Saviya

DFCC Green
Loan

DFCC Mehewara
personal Loan

DFCC Garusaru
Pension loan

DFCC Auto
loan

Hybrid Personal
Loan for
Government Employees

DFCC Solar
Loan

DFCC Home
Loan

Loan Calculator

The Most Flexible & Affordable Personal Loans in Sri Lanka

Looking for the best personal loans in Sri Lanka? DFCC Bank offers a wide range of personal loans tailored to your needs. Enjoy competitive personal loans in Sri Lanka with low interest rates, flexible repayment plans, and fast approvals.

Find the Right Personal Loan for You

DFCC Bank provides a variety of personal loan options to meet your financial needs. Whether you're a salaried employee, self-employed professional, government worker, or planning an eco-friendly investment, we have the best personal loans designed for you.

Loan Type

Key Benefits

Who It For

DFCC Personal Loan

General-purpose personal loan with flexible terms

Salaried & self-employed individuals, Freelancers (DFCC Freelancer)

DFCC Home Loan

Finance your dream home or apartment, or access the equity of your existing home or property

Home buyers & property investors

DFCC Solar Loan

Affordable financing for solar energy installations

Home owners & businesses

Hybrid Personal Loan for Government Employees

Special loan scheme for government sector employees nearing retirement

Government employees nearing retirement

DFCC Ethera Saviya

Loans for Sri Lankans working abroad

Sri Lankan expatriates

DFCC Green Loan

Loans for eco-friendly home & business improvements for SLASSCOM Member Companies & their Employees

Environmentally-conscious SLASSCOM Members & their employees

DFCC Garusaru Pension Loan

Special low-interest loans for government pensioners

Government pensioners

DFCC Teachers’ Loan

Exclusive financing for teachers & educators

Teachers & education professionals

DFCC Auto Loan

Flexible loans for vehicle purchases or to unlock the equity of your existing vehicle

Individuals purchasing vehicles

DFCC One Loan

Consolidate multiple loans from multiple lenders into one simplified payment with attractive terms.

Individuals managing multiple debts

Personal Loan for Self-Employed Professionals

Tailored financing for doctors, engineers, lawyers & accountants

Self-employed professionals

Personal Loans for GMOA Members

Special financing for medical professionals

GMOA-registered doctors

Professional Loan for IESL Members

Special financing for engineers & IESL members

IESL-registered engineers

Educational Loans

Loans for higher education, local & foreign studies

Students & professionals

Why Choose DFCC Personal Loans?

Low-Interest Rates
Access some of the best personal loans with competitive rates.
Flexible Repayment Plans:
Choose a repayment period that suits your budget and lifestyle.
Fast Approvals:
Get your personal loans approved quickly with minimal paperwork.
Customised Loan Solutions:
A wide range of personal loans in Sri Lanka to meet diverse financial needs.
Easy Online Application:
Apply from anywhere, anytime through DFCC Online Banking.

How to Apply for DFCC Personal Loans

Eligibility
Available for salaried employees, self-employed professionals, business owners, senior citizens, and expatriates. Freelancers can also enjoy personal loans under the DFCC Freelancer proposition, subject to unique terms and conditions.
Required Documents:
Personal identification – NIC, passport, or driving license.
Income Proof – Salary slips, bank statements, or business income verification.
Loan Purpose Documents (if applicable) – Property details for home loans, vehicle details for auto loans, etc.
For Companies/Businesses – Business registration and all related documents.
Application Process:
1. Download and complete the application
2. Gather all required documents
3. Visit your nearest DFCC Bank Branch

Plan Your Loan with the DFCC Loan Calculator

Use the DFCC Loan Calculator to estimate your monthly repayments for personal and home loans. Adjust your loan amount, interest rate, and tenure to find a repayment plan that works best for you.

Frequently Asked Questions (FAQs)

What types of personal loans does DFCC Bank offer?

DFCC provides a range of personal loans including home loans, education loans, vehicle loans, solar loans, and professional loans tailored to different customer needs

Who is eligible for DFCC Personal Loans?

Salaried employees, self-employed professionals, pensioners, expatriates, freelancers, and business owners can apply for DFCC personal loans in Sri Lanka. If you are in special circumstances, get in touch with us and we’ll provide you with the best options available for you.

What is the maximum repayment period for a personal loan?

Loan tenures vary depending on the product but can go up to 7 years for certain loans

How long does it take to get a personal loan approved?

DFCC Bank offers fast approvals, subject to document verification. Provided all documents and forms are submitted correctly, time to disbursement can be as fast as 4 working days.