• Loan Amounts up to 100% of the Vehicle’s Value

  Get financing for brand-new, unregistered, or registered vehicles.

• Flexible Repayment Plans

  Loan tenure up to 6 years, with a rollover option for an additional 5 years.

• Competitive Car Loan Interest Rates

  Enjoy some of the best car loan interest rates in Sri Lanka.

• Rollover Vehicle Change Option

  Change or upgrade your vehicle at the point of rollover after 3 years.

• Structured Repayment Plan

  Plans designed to match your income and financial goals.

• Minimal Documentation & Fast Processing

  Get quick approvals with a hassle-free application process.

• Exclusive Digital Banking Benefits

  Manage your loan, payments, and finances online via DFCC Online Banking.

• No Hidden Fees

  Transparent terms and conditions with no unexpected charges.

• Eligibility:

  • Salaried Employees or Self-Employed Professionals.

  • Confirmed employment with at least 1 year of continuous service (for salaried applicants).

  • Self-employed professionals should have at least 6 months of continuous private practice.

  • Minimum monthly gross income of LKR 100,000 (Basic + Fixed Allowances).

  • Self-employed professionals should earn a minimum of LKR 100,000 (75% of the 3-month average private practice income).

  • Loan repayment should be completed before retirement age.

• Required Documents:

  • Duly completed loan application form.

  • Signed Terms & Conditions.

  • Certified copy of the National Identity Card, Driver’s License, or Passport.

  • Latest salary slip (Original/Certified copy).

  • Letter of undertaking from employer (for salary-assigned applicants).

• How to Apply:

1. Download and complete the DFCC Auto Loan application form

2. Visit your nearest DFCC Bank Branch

Note: Loan tenure and interest rates are subject to DFCC Bank’s lending policies.

1. Who is eligible for the DFCC Auto Loan?

   • Salaried employees with confirmed employment and a minimum monthly income of LKR 100,000.

   • Self-employed professionals with a minimum of 6 months in private practice.

2. What is the maximum repayment period?

   • 6 years, with an option to extend by 5 more years at rollover.

3. Can I upgrade or change my vehicle after a few years?

   • Yes, you can change or upgrade your vehicle at the point of rollover after 3 years.

4. What is the interest rate for the DFCC Auto Loan?

   • Interest rates are competitive and depend on loan amount, tenure, and applicant eligibility.

5. Can I apply for this loan online?

   • You cannot apply online, but you can make an inquiry.

6. What documents do I need to submit?

   • Application form, NIC/Passport, salary slip, and employer undertaking letter (if applicable). Other documents may be required on a case-by-case basis.

7. Are early settlements allowed?

   • Yes, early settlements are permitted, subject to prepayment terms.

• DFCC Leasing

• DFCC Power Leasing

• DFCC Personal Loan

• Loan Calculator

• DFCC Branch Locator

• DFCC Auto Loan Application Form

• Terms & Conditions