What cashback benefits do this credit card offer?
The cardholder will be rewarded a 3% Cashback on the amount of a transaction performed at Lanka IOC fuel stations with a maximum Cashback payout per card per statement cycle being Rs. 1,500. The cardholder is also eligible for a 1% Cashback on transactions performed at other than Lanka IOC fuel stations (eg: Supermarkets, Utility payments, etc.).There will be no maximum Cashback payout applicable for these transactions.
Where can I use this credit card?
It is globally and locally accepted at all Mastercard merchants, while fuel cashbacks are available exclusively at all Lanka IOC fuel stations in Sri Lanka.
Are there annual fees?
Yes, annual fees apply. Refer to our Rates & Tariffs for up-to-date information.
Is this card suitable for non-drivers?
While optimised for fuel savings, the card does also offer cashback and benefits for general spending as well. Hence, it is most-suited for drivers and or vehicle owners.
What are the eligibility criteria for the DFCC Lanka IOC Co-branded Credit Card?
Applicants must have a minimum monthly gross income of LKR 100,000 and a starting credit limit of LKR 100,000.
What documents are required for application?
Completed credit card application.
Valid NIC, EIC, or Passport copy.
Latest three months' salary slips and an employment confirmation letter (for salaried individuals).
For self-employed individuals, audited/management financials or six months of bank statements.
What are the Easy Payment Plan (EPP) options?
6 months at 0% interest for vehicle insurance premiums (transactions between LKR 25,000 and LKR 250,000).
6 months at 0% interest for automobile-related transactions (e.g., tyres, spare parts, services) between LKR 25,000 and LKR 600,000.
Are fuel transactions eligible for the Easy Payment Plan?
No, fuel transactions are not eligible for the Easy Payment Plan.
What is Mastercard PayPass technology?
This feature allows for contactless payments. Simply tap your card to complete a transaction without swiping or inserting it.
Does the card provide insurance benefits?
Yes, Cardholders could opt for the Ceylinco-DFCC Ananthaya Insurance Scheme, offering protection in cases of serious illness, disability, or death to cover credit card dues
What payment options are available to settle my credit card balance?
Cash payments or cheque deposits at DFCC Bank branches.
Standing instructions (5% to 100% of statement dues).
DFCC ONE, ATM/CRM deposits, or DFCC Online Banking.
CEFTS transfers from other bank accounts.
Are there additional lifestyle benefits with this card?
Yes, you can enjoy exclusive deals in shopping, dining, and travel at selected partner merchants, along with your cashback rewards.
