1. Low Interest Rate – Competitive fixed rate of 8.00% p.a.

2. Flexible Loan Amount – Borrow up to LKR 2 million.

3. Convenient Repayment – Repay over a period of up to 3 years.

4. Multiple Loan Purposes – Use funds for business expansion, home construction or renovation, land or vehicle purchases, and children’s education.

5. Foreign Currency Remittance Requirement – Loan repayments must be made via inward foreign remittances to a Personal Foreign Currency Account (PFCA).

6. Power of Attorney (POA) for Convenience – Nominate an immediate family member to manage the loan while working abroad.

7. Joint Application Facility – Option to apply jointly with a family member.

To qualify for the Manusavi Loan Scheme, applicants must:

• Be a Sri Lankan citizen employed under a valid foreign employment contract for at least one year.

• Be registered with the Sri Lanka Bureau of Foreign Employment (SLBFE).

• Open a Personal Foreign Currency Account (PFCA) for remittance and loan repayment.

• Nominate an immediate family member through a Power of Attorney (POA) to manage the loan in Sri Lanka.

Ensure you meet the required criteria.

To apply, visit your nearest DFCC branch or contact us 24/7 on .

You may also begin the application process online right now

1. Who is eligible to apply for the Manusavi Loan?
Sri Lankan citizens with a valid overseas employment contract (minimum one year) and SLBFE registration are eligible.

2. Can I apply for this loan jointly with a family member?
Yes, joint applications are permitted.

3. How do I repay my loan?
Loan repayments must be made through foreign currency inward remittances to a Personal Foreign Currency Account (PFCA).

4. What is the first step to apply?
Visit your nearest DFCC Bank branch or contact our 24-hour customer service hotline for guidance.

5. What happens if I stop working abroad before repaying the loan?
If the borrower discontinues overseas employment and stops remitting foreign currency to the PFCA, the bank will apply the market interest rate to the outstanding loan balance.

6. Where can I get more details?
You can visit your nearest DFCC Bank branch or call our 24-hour call centre on 0112 3500000 for assistance.

Terms & Conditions

DFCC Manusavi Loan Scheme T&C

Related SME Loan Products

• Kapruka Ayojana Credit Scheme (KACS)

• SMELoC - Tea (ADB)

• SMELoC - SME (ADB)

Downloads

• Manusavi Loan Application Form

• DFCC SME Loan Brochure