1. What are the eligibility criteria for the DFCC Visa Platinum Credit Card?
To be eligible for the DFCC Visa Platinum Credit Card, you must have a minimum gross income of LKR 100,000 and above.
2. What documents are required to apply for the card?
You need to submit the following documents:
A completed credit card application
A valid copy of your National Identity Card (NIC), Employee Identity Card (EIC), or Passport
The latest three months' salary slips An employment confirmation letter
If you are self-employed, you will also need to provide audited or management financials and the latest six months' current account bank statements if financial statements are not available.
3. What benefits does the DFCC Visa Platinum Credit Card offer?
The card offers several benefits, including:
1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.
Access to the best deals in shopping, dining, and travel, with savings of up to 50% at selected merchants.
Visa PayWave technology for hassle-free contactless payments.
Options for cash advances and balance transfers at preferential interest rates.
An Easy Payment Plan for purchases over LKR 10,000, allowing you to convert them into installment plans.
Automated Bill Settlements for convenient payment management.
Ceylinco Ananthaya Insurance for protection against unforeseen circumstances affecting your ability to pay.
4. How can I earn CashBack with my DFCC Visa Platinum Credit Card?
You can earn 1% CashBack into your DFCC Bank account on every transaction by spending a minimum of LKR 1,000 monthly. The CashBack will be credited to your account monthly.
5. What payment methods are available for settling my credit card outstanding?
You can settle your DFCC Credit Card outstanding using various methods, including:
Cash payments at any DFCC Bank branch
Cheque deposits (cheques should be drawn in favor of DFCC Bank)
Standing instructions from a DFCC Bank account
Transfers via DFCC ONE, ATM and CRM deposits, and CEFTS transfers from other bank accounts.
6. What should I do if I need to provide additional documents during the application process?
If additional documents are required during the evaluation process, the bank will reach out to you with specific requests.
7. Can I automate my bill payments with the DFCC Visa Platinum Credit Card?
Yes, the DFCC Credit Card offers an Automated Bill Settlement (ABS) feature, allowing you to automate your bill payments for convenience.
