HomePersonalPersonal LoansDFCC Hybrid Personal Loan

DFCC

Hybrid Personal Loan

for Government Employees Nearing Retirement

Hybrid Personal Loan for Government Employees Nearing Retirement


An Exclusive Hybrid Loan for Government Employees in Sri Lanka

DFCC Bank introduces a Hybrid Loan exclusively for government employees nearing retirement. This personal loan in Sri Lanka offers flexible repayment options, allowing borrowers to extend repayment beyond retirement under special rollover terms. Enjoy competitive interest rates, high loan amounts, and a simplified application process, all tailored for public sector employees.

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  • Loan Amounts from LKR 100,000 to LKR 5 Million – Ideal for financing any personal or professional needs.

  • Flexible Repayment Options – Initially up to ten years, with an option for a Rollover Loan (total up to 15 years).

  • Special Rollover Facility – Extend repayments beyond retirement, with final settlement by the age of 75 years.

  • Affordable Repayment Plans – Salary-based repayment ensures ease of financial management.

  • Exclusive for Government Employees – Designed for permanent, confirmed public sector workers.

  • Fast Loan Approvals – Minimal paperwork for a hassle-free application process.

  • Eligibility:

    • Must be a confirmed, permanent government employee in Sri Lanka.

    • Minimum monthly salary of LKR 50,000 (subject to salary assignment).

    • Retirement date must be within 10 years from the loan application date.

  • Required Documents:

    • Completed Hybrid Loan application form.

    • Signed Terms & Conditions.

    • Certified copy of National ID, Driving License, or Passport.

    • Latest 3 months' salary slips (original or certified copy).

    • Employer-issued salary assignment letter.

    • Annexure 01 (completed and submitted).

  • How to Apply:

    • Complete the application form

    • Gather all required documents

    • Visit any DFCC Bank Branch

  1. Who is eligible for the DFCC Hybrid Personal Loan?

    • Permanent, confirmed government employees earning at least LKR 50,000 per month.

    • Applicants must have a retirement date within 10 years from the loan application date.

  2. What is the maximum loan amount I can apply for?

    • The loan amount ranges from LKR 100,000 to LKR 5,000,000.

  3. What are the repayment options?

    • Initial Loan: Maximum of 10 years, with repayment ending at retirement.

    • Rollover Loan: Extended tenure of up to a total of 15 years, but repayment must be completed before age 75.

  4. Can I apply for the loan online?

    • You cannot apply online, but you can make an inquiry.

  5. What documents are required?

    • Completed loan application form.

    • National ID, Driving License, or Passport.

    • Latest 3 months’ salary slips.

    • Salary assignment letter from employer.

    • Annexure 01 (filled and submitted).

  • Hybrid Loan Application Form

  • Terms & Conditions

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