• Get a cash advance up to 75% of your available credit limit.

• Funds transferred to your DFCC savings or current account within 1 working day.

• Flexible repayment plans of 3, 6, 12, 18, 24, 36, 48, or 60 months.

• Low monthly processing fees based on the selected tenure.

  Tenure	03 Months	06 Months	12 Months	18 Months	24 Months	36 Months	48 Months	60 Months
  Per Months Processing fee	1.00%	0.85%	0.67%	0.56%	0.63%	0.56%	0.63%	0.60%
  Setup Fee(Rs.)	1500.00	1500.00	2500.00	3500.00	4000.00	4500.00	5000.00	5000.00

• Quick and convenient application process.

• Early settlement option available with applicable charges.

• Available for DFCC Credit Cardholders with sufficient credit card balance.

• Minimum loan amount: LKR 10,000.

• Maximum loan amount: 75% of the available credit limit.

1. Fill out the Loan on Card application form.

2. Email the completed form to care@dfccbank.com or visit the nearest DFCC Bank branch.

3. You can also submit the application form online right now.

4. Call us 24/7 on for any assistance.

1. What is DFCC Loan on Card?

Loan on Card is a facility that allows DFCC Credit Cardholders to obtain a cash advance of up to 75% of their available credit limit and repay in fixed instalments.

2. How long does it take to receive the funds?

Funds are transferred to your nominated DFCC savings or current account within 1 working day.

3. What are the available repayment tenures?

You can choose to repay in 3, 6, 12, 18, 24, 36, 48, or 60 months, subject to handling fees and a one-time setup fee.

4. Are there any fees involved?

Yes, a monthly processing fee and a setup fee apply, depending on the selected tenure.

5. Can I settle my Loan on Card early?

Yes, early settlement is allowed. However, an early settlement fee of 4% will be charged on the outstanding amount.

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