Life
InsuranceDFCC Bank has exclusively partnered with AIA Insurance Sri Lanka (AIA) to offer Life Insurance related products to the bank customers.

Comprehensive Life Protection & Financial Security with DFCC Bancassurance
DFCC Bancassurance, in partnership with AIA Insurance Sri Lanka, offers a range of life insurance solutions tailored to secure your future and provide financial stability for your loved ones.

AIA Easy Pensions Plus
- Customisable Life Insurance Plans – Choose coverage based on your needs 
- Retirement Planning – Secure your financial independence in later years 
- Savings & Wealth Management – Build and protect wealth for the future 
- Health & Critical Illness Coverage – Protect against medical emergencies 
- Family Security – Provide financial protection for your loved ones 
- Hassle-Free Claims – AIA’s dedicated service ensures smooth claim processing 
| Category | Plan Options & Coverage | 
| Retirement Planning | AIA Easy Pensions Plus – Flexible pension options, life & accident benefits, critical illness cover, and emergency fund withdrawals.  | 
| Protection | AIA Super Protector – Life cover up to LKR 500 million, increasing family income, and optional benefits including accident, disability, and critical illness coverage. | 
| Savings & Wealth Management | AIA Education Plan – Secure your child’s education with growing funds, loyalty rewards, and life insurance benefits.  | 
| Health & Critical Illness | AIA Health Protector – Global medical coverage up to LKR 50 million, daily cash benefits, maternity, and surgical coverage.  | 
Retirement Planning
AIA Easy Pensions Plus
- Choose from six pension packages 
- Receive the maturity benefit as a lump sum, monthly pension, or a combination of both 
- Loyalty Reward of up to 800% of Annualised Basic Premium 
- Life Benefit & Accident Benefit for financial security 
- Premium Protection – AIA covers your policy payments in case of disability or death 
- Critical Illness Coverage for 22 major illnesses 
- Emergency fund access with up to 15% early withdrawals 
AIA Smart Pensions Plus
- Guaranteed increasing retirement income to counter inflation 
- Loyalty Reward up to 1,650% of annual premium 
- Choose to receive funds as a lump sum, monthly pension, or combination 
- Life & Disability Benefits with increasing family income protection 
- Health & Accident Benefits available as optional add-ons 
Protection
AIA Super Protector
- Flexible Life Benefit from LKR 1 million to LKR 500 million 
- 5% annual increase on Life Benefit until policy term ends 
- Premium refund if no claims are made 
- Customisable options – Accident Death, Permanent Disability, Critical Illness, and Family Income Benefits 
Savings & Wealth Management
AIA Education Plan
- Secure your child’s education with a dividend-earning fund 
- Loyalty Rewards up to 400% of Annual Basic Premium 
- Protection in case of death or disability 
- Flexible payment plans – Monthly, Quarterly, Half-Yearly, or Annually 
AIA Smart Wealth
- Short-term payments for long-term protection 
- Guaranteed annual dividend growth 
- Receive funds as a lump sum, monthly income, or hybrid payout 
- Loyalty Rewards at 15 and 20 years for long-term policyholders 
- Life Cover up to 50x annual premium 
- Additional benefits including Accident Cover & Premium Protection 
Health & Critical Illness
AIA Health Protector
- Worldwide medical coverage up to LKR 50 million 
- Cashless hospitalisation in over 60 hospitals in Sri Lanka & overseas 
- Coverage for 37 critical illnesses, including cancer & heart disease 
- Daily hospital cash benefits up to LKR 20,000 per day 
- Ayurvedic, dental, maternity, and wellness benefits 
- Emergency fund withdrawals up to 15% 
AIA Suwa Diriya
- Comprehensive Critical Illness Coverage for heart disease, cancer, stroke & kidney failure 
- Early-stage coverage for minor heart issues & early-stage cancer 
- Recovery Benefits – Monthly income during post-illness recovery 
- Premium Waivers – No premium payments required after a claim 
- Individuals aged 19–61 years (varies by policy type) 
- Maximum maturity ages range from 70–76 years 
- Choose your insurance plan – Select from life or general insurance 
- Visit your nearest DFCC branch to discuss options or call us 24/7 on 011-2350000 
- Submit your application & required documents 
- Start enjoying comprehensive insurance coverage 
- Why should I get life insurance through DFCC Bancassurance? 
 DFCC partners with AIA to offer comprehensive plans tailored to retirement, savings, and health protection, ensuring financial security for individuals and families.
- Can I customise my life insurance plan? 
 Yes, policies offer flexible options for coverage, pension benefits, and critical illness protection based on your financial needs.
- What is the difference between AIA Easy Pensions Plus and AIA Smart Pensions Plus? 
 Easy Pensions Plus offers a basic pension plan, while Smart Pensions Plus provides an increasing retirement income with additional benefits.
- Does the life insurance cover medical expenses? 
 Yes, AIA Health Protector provides worldwide medical coverage, daily hospital cash benefits, and a health fund at maturity.
- How do I make an insurance claim? 
 AIA ensures a hassle-free claims process, providing full support for policyholders and beneficiaries.
- Application forms and terms & conditions 
Interested to Know more
 Submit your inquiry now
One of our team members will reply within one business day. If inquiry is made during
 non-banking hours, our team member will get in touch on the next working day.

Give Us a call on
011-2350000
we are on 24/7 service

