HomePersonalForeign Currency Accounts

Foreign Currency Accounts

Whether you’re an individual looking to manage foreign earnings or a business handling international trade, DFCC Bank offers many types of foreign currency accounts in Sri Lanka, designed to meet diverse financial needs. Our foreign currency accounts cater to both resident and non-resident individuals, investors, and businesses, ensuring secure and seamless international transactions.

Foreign
Currency
Accounts

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Inward Investment
Accounts (IIA)

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Outward Investment
Account (OIA)

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Business Foreign
Currency Accounts

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Personal Foreign
Currency Accounts

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Capital Transaction
Rupee
Account

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Seamless Foreign Currency Accounts for Global Transactions

Whether you’re an individual looking to manage foreign earnings or a business handling international trade, DFCC Bank offers many types of foreign currency accounts in Sri Lanka, designed to meet diverse financial needs. Our foreign currency accounts cater to both resident and non-resident individuals, investors, and businesses, ensuring secure and seamless international transactions.

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Key Features & Benefits

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  • Multi-currency support

    Hold and transact in major global currencies

  • Secure & regulated

    Fully compliant with Central Bank regulations

  • Hassle-free global transactions

    Easily send and receive funds internationally

  • Attractive interest rates

    Competitive returns on foreign currency deposits

  • Online banking access

    Manage your foreign currency account in Sri Lanka from anywhere with DFCC ONE and Online Banking

  • Ideal for investors, expatriates, freelancers, and businesses

Types of Foreign Currency Accounts in Sri Lanka

Account Type
Purpose
Ideal For

Inward Investment Account (IIA)

Enables foreign investors to invest in Sri Lankan capital markets and financial instruments

Small businesses, market vendors, service providers with physical/online presence

Outward Investment Account (OIA)

Allows Sri Lankan residents and companies to invest in offshore ventures and financial instruments

Sri Lankan businesses, individuals, and investors

Business Foreign Currency Account (BFCA)

Helps exporters/importers, businesses, and professionals transact in foreign currency for trade and services

Exporters, international traders, service providers

Personal Foreign Currency Account (PFCA)

Enables individuals to hold and transact in foreign currencies for savings, remittances, and payments

Sri Lankan individuals, expatriates, foreign currency earners, freelancers

Capital Transaction Rupee Account (CTRA)

Facilitates inward capital remittances and all types of investments in Sri Lanka

Eligible Sri Lankans & Non-nationals

Eligibility

Eligibility criteria vary depending on the type of foreign currency account. However, in general:

  • Non-residents and expatriates can open select accounts for foreign transactions

  • Sri Lankan individuals and businesses can open BFCA/PFCA accounts for international payments and investments

  • Investors and companies seeking to invest in or outside Sri Lanka are eligible


How to Apply

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  1. Complete the application form

  2. Gather all required documents

  3. Visit any DFCC Bank Branch

Frequently Asked Questions (FAQs)

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A foreign currency account allows individuals or businesses to hold, send, and receive foreign currency funds, enabling seamless international transactions.

Foreign currency accounts can be opened by:

  • Sri Lankan citizens and expatriates earning in foreign currencies

  • Non-residents and foreign investors

  • Businesses and export/import businesses engaged in international trade

  • Ability to transact in multiple foreign currencies

  • Secure and regulated banking for global transactions

  • Ideal for investment, trade, and remittances

  • Attractive interest rates on select accounts

Transfers can be made via:

  • Online banking (DFCC ONE)

  • SWIFT transfers

  • Correspondent banking networks

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