• Convert purchases over LKR 10,000 into easy instalments.

• Flexible tenures: 3, 6, 12, 18, 24, 36, 48, or 60 months.

• Low monthly processing fees based on the selected tenure.

• One-time setup fee applies, deducted from the available credit limit.

• The plan amount (including fees) must be within the available card limit.

• Quick and simple activation via the 24-hour DFCC Contact Centre.

• Available for DFCC Credit Cardholders with sufficient credit card balance.

• Minimum transaction amount: LKR 10,000.

• Maximum transaction amount: LKR 1,000,000.

1. Make a purchase of LKR 10,000 or more using your DFCC Credit Card.

2. Call the 24-hour DFCC Contact Centre on 011 235 0000 within 5 days of the transaction.

3. Ensure the total amount (including processing and setup fee) is within the available card limit.

4. Your Easy Payment Plan will be activated in the next statement period.

1. What is the DFCC Easy Payment Plan?

It allows DFCC Credit Cardholders to convert purchases above LKR 10,000 into fixed monthly instalments of up to 60 months with a nominal processing fee.

2. How do I request an Easy Payment Plan?

Call 011 235 0000 within 5 days of the transaction, ensuring your available balance covers the plan and fees.

3. What are the available tenures and processing fees?

Note: These rates are effective from and subject to change without notice – Refer our Rates & Tariffs for up-to-date information.

Yes. The following transactions cannot be converted into an Easy Payment Plan:

• Fuel purchases

• Casino and gambling transactions

• Cash advances

• Commercial transactions

• Third-party payments

• Transactions made using pre-funded credit cards

Yes, early settlement is allowed. A 4% early settlement fee will be charged on the outstanding balance.

Yes, the total Easy Payment Plan amount (including processing fees) will be blocked from your available credit limit.

If the cardholder defaults on the payment, DFCC Bank reserves the right to accelerate and debit the entire outstanding amount of the Easy Payment Plan to the card.

• DFCC Credit Cards

• Loan on Card

• Balance Transfer

• Credit Card Terms & Conditions

• Branch & ATM Locator

• Card offers

Rates and Tariffs